Step #2: Know what and who you owe.
Step #3: Read Self Help Personal Finance Books.
Step #4 – Snowflake
Step #5: Comparison Shop for Everything
Step #6 - When you are not happy with the situation seek out alternatives and tell others about your plight. You never know where help might come from. And it might be free.
Step #7: Menu Plan for a Month at a Time
Step #8 - Make sure that you consider all the options before you even think about letting your money leave your hands. Clearance does not always mean cheaper
Step #9 - Be resourceful.
Step #10 - Tell companies you like their products and/or services to get coupons or free stuff.